Tag Archives: how

How to Deal with Wachovia and the Obama Loan Modification Plan

Many borrowers have been challenged by Wachovia’s adjustable rate loans, while attempting to negotiate new mortgage terms. However, Wachovia is now participating in the government’s loan modification plan. How does this affect you and other Wachovia customers? This federal program

How a Credit Card Debt Relief Program Works

The first step toward taking control of your financial situation is to complete a realistic assessment of how much money you make and how much money you spend. Prioritize them and make sure you can pay the basics: housing, food

Credit Reports And Credit Reporting Agencies (Page 1 of 2)

We all know that our financial transactions are reported to credit agencies that track how well and how quickly we pay our debts and that when we apply for a loan for one reason or another, those agencies report our

3 Simple Ways to Use Online Credit Reports to Improve Your Personal Credit

Like most Americans you may be skeptical of why an unseen online agency would want to “help” you by checking your credit score for free.  I mean, aren’t they just out there to get your money?  The truth is, these

Seven Steps on How to File for Bankruptcy (Page 1 of 2)

In the 21st century, many men and women find themselves struggling to keep their heads above water financially. With ever mounting debt, these people oftentimes need to seek relief by filing for bankruptcy. Perhaps you are such a person who

7 Ways To Protect And Improve Your Credit Rating

Your credit score accounts for the amount of interest you have to pay for a loan or a credit card. Increasing your score in just a few points will make a big difference in the interest rate you will pay